Practical and proven wealth creation and protection
The foundation of financial wellbeing is a solid plan.
It’s also the building blocks of a future enjoying more of the things you treasure with the people you care about most.
And a safety net to protect and secure your loved one’s futures too.
Our financial advisers will provide the trusted support and guidance needed to reach your goals and dreams – from day-to-day money management and planning for the unexpected, to major milestones like buying a home, starting a business, investing or preparing for retirement.
Expert financial advice services we can provide
BDJ’s financial advisers are here to guide you on any or all areas of your financial journey, including:
- Wealth creation and superannuation
- Savings, budgets and cashflows
- Taxation strategies
- Gearing structures
- Life and total disability (TPD) insurance
- Income protection insurance
- Trauma insurance
- Retirement planning
- Will and estate planning
We provide financial advice services to:
- Business owners
Benefits of our financial advice services
Wealth creation and superannuation
Our planners can provide advice and devise a strategy to help you achieve savings, wealth and retirement goals. We can also help you navigate the maze of investment alternatives.
Ignoring tax until the EOFY puts you at risk of missing out on significant savings. As your tax position unfolds throughout the year, we can design strategies to maximise your wealth creation and reduce your tax.
Receive advice on buying shares or property with borrowed money to increase tax deductible expenses and create more wealth.
Life/Total and Permanent Disability (TPD) Insurance
Insurance against the death or incapacity of a family breadwinner is as crucial as the creation of wealth. We can help you determine the right insurance, be it self-owned or via superannuation, for tax deductions.
Income protection insurance
Guidance on appropriate insurance in the event that you can’t work. And peace of mind that you have the money to pay for your home, car, food on the table, bills, school fees and other life essentials.
Advice on the benefits and limitations of this cover against diagnosed critical illness, paid as a lump sum to be used for anything – medical bills, your mortgage, an overseas trip, even a new car.
Problems can occur if your affairs are not planned properly. We can help protect your interests, minimise potential taxes and fees, and ensure the wealth you have built is transferred smoothly according to your wishes.